A Chapter 13 bankruptcy helps individuals and businesses that qualify eliminate their unsecured debt and restructure their secured debt. Unsecured obligations are things such as credit cards and medical bills. Secured debts are things such as your taxes, mortgage, alimony and child support payments
. Filing for this protection is a complex process, and you can always benefit from guidance from a Chapter 13 attorney
. A Chapter 13 lawyer at the Law Offices of Paul McElrath
can discuss your financial situation with you to determine the best way to eliminate debt that is unsecured. This will open up funds for you continue to pay off your secured debt under a manageable remittance plan.